First of from yesterday's post:
- Thank you all for your input and comments. I love the dialogue I've been getting from you guys.
- My 'emergency fund' is just the small $500 cushion because my middle name should be Murphy. If there is a tire to blow, I'll blow it. If there is a child to be injured, it is mine. I'm not talking about putting off debt repayment until you've got a full 6 months of living expenses saved up. That's CRAZY.
- I'm still paying a little extra on my highest interest line of credit WHILE saving for my emergency fund. Once the fund is fully funded I'll throw all my extra at my car loan. If you have a crazy high interest credit card I would do the same, but with my student loans the interest is pretty low, and 3 months of saving isn't going to kill me either way.
- Personal finance is just that personal. What works for me isn't necessarily going to work for all.
So on to today's topic!
I have a confession guys.
I read minimalist blogs.
All the time. I read The Minimalists , Miss Minimalist, Becoming Minimalist. I read these blogs all the time and I love them. I however am not a minimalist in the least.
Case in point: About two weeks ago I got into a good-natured Facebook argument with some classmates and a former history teacher of mine. He is notoriously hard on students, and teaches a rigorous curriculum. (He was my favorite teacher though, and the reason I studied history in college.) I actually received several good grades on papers from him over the years. Papers I worked hard on. I did receive a 100% on a paper once though. He didn't believe me. Neither did my classmates. So I opened up a filing bin in my living room, searched for a few minutes and found the paper in question. Snapped a picture and uploaded it to Facebook. Vindicated. Except...
I wrote that paper my junior year of high school. I was a junior in 2002. That means that paper is 12 years old. WHY? Why have I still got a 12 year old paper in my house. I kept looking and realized I still had a paper from 5th grade. WHAT IS THAT ABOUT?!?!?
It's not just papers. Until I moved this last time, I still had the dress I wore to 8th grade graduation in my closet. I wore that dress in 1999 and hated it so why keep it? I have birthday cards from years and years ago. Purses I haven't carried in a decade. Shoes that have never left the box. We live in an already small space, and the more I really pay attention to whats in that space, the more I feel suffocated by stuff.
I looked around my house and I realized I was one emotional crisis away from an episode of hoarders!
Ok. Well maybe not THAT bad, but you get the idea.
I need to figure out a way to work some minimalist principles into my life, and de-clutter. I think we are driven as a culture to acquire. That once we have certain things, cars, jewelry, homes, whatever, that we are a success. A lot of it is useless really. So Boomer and I are going to...un-acquire.
To be continued...